Of all the things you want to protect your home and possessions come pretty high up the list.

Your home is your biggest single purchase and your greatest financial commitment so it makes sense to protect it, both inside and out.

If you own your home you will most probably have had to take out buildings insurance, but whether you rent or own a property it is advisable to cover your possessions against theft, fire and flood.

Most policies and premiums are based on a level of risk, some of which you can reduce.

 

Here are some straightforward measures you can take to reduce the risk of theft:

 

 

All insurance policies vary, so when obtaining quotes get as many details of what would be insured against and for how much so that you can make comparisons.

 

You can buy policies from your mortgage provider, bank, insurance broker and now even some supermarkets.

Remember to shop around to get the best deal.